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Our Primary Purpose

Over the years, we have found that a team approach can be an effective method to help individuals, families, medical professionals and business owners who have a wide variety of needs as they maneuver through a complex financial-services world.

Finding Your Fit

At Perpetual Wealth Financial, we offer professional, independent, and most of all, personalized service to individuals, families, medical professionals and business owners.

We are a team of experienced professionals who know our clients by name and work hard to ensure your financial needs are assessed and resolved.

Client Centered

Our expertise includes:

  • Financial Planning
  • Strategic Business Solutions
  • Asset Management
  • Investment Strategies
  • Portfolio Construction
  • Retirement Planning
  • College Planning
  • Estate Planning
  • Annuities
  • Life Insurance
  • Long Term Care Insurance

What makes us different?

The average American family saves only 4 cents of every dollar earned* and spends the other 96. Most financial advisors focus on providing investment strategies for only those 4 cents. At Perpetual Wealth Financial, we take a different approach. We analyze the entire dollar and specialize in finding areas of your spending that are creating money-sapping wealth transfers of which you may not be aware.

Wealth transfers can include taxes on compounding returns in a taxable account, term insurance premiums, interest on credit cards, auto loans, leases, declining tax deductions on prepaying mortgage principal, and future tax liabilities on earnings from contributions to qualified plans.

Assume you earn $100,000 a year, save 4%, and make a 5% rate of return on your savings – that equals $200 in investment returns. If we can help you find just 2% of your earnings in hidden wealth transfers, you could save $2,000 more a year. That increases your rate of return on your existing savings from 5% to 55%, without taking any additional risks!

So, how do we make a difference?

First, we analyze all your earnings, expenses, and savings. Second, we find wealth transfers and help you bring the money back. Then, and only then, do we build your long-term financial plan and investment strategy that optimizes the use of all your money.

It is an unconventional approach in a world filled with efficient, systematic, large-scale, financial institutions that are practiced at focusing mainly on your current investments. While we are unconventional, we feel it is the right thing to do in order to build the best financial future possible for you and your loved ones.

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